{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff40\deff0\stshfdbch31505\stshfloch31506\stshfhich31506\stshfbi0\deflang1033\deflangfe1033\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}
{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}{\f40\fbidi \froman\fcharset0\fprq2{\*\panose 02040604050505020304}NewCenturySchlbk{\*\falt Century Schoolbook};}
{\f41\fbidi \froman\fcharset0\fprq2{\*\panose 02040604050505020304}Century Schoolbook;}{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbmajor\f31501\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhimajor\f31502\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0302020204030204}Calibri Light;}
{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}
{\fbiminor\f31507\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f299\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\f300\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\f302\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f303\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f304\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\f305\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\f306\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f307\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f309\fbidi \fswiss\fcharset238\fprq2 Arial CE;}{\f310\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}
{\f312\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\f313\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\f314\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}{\f315\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}
{\f316\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\f317\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f309\fbidi \fswiss\fcharset238\fprq2 Arial CE;}{\f310\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}
{\f312\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\f313\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\f314\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}{\f315\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}
{\f316\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\f317\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f709\fbidi \froman\fcharset238\fprq2 Century Schoolbook CE;}{\f710\fbidi \froman\fcharset204\fprq2 Century Schoolbook Cyr;}
{\f712\fbidi \froman\fcharset161\fprq2 Century Schoolbook Greek;}{\f713\fbidi \froman\fcharset162\fprq2 Century Schoolbook Tur;}{\f716\fbidi \froman\fcharset186\fprq2 Century Schoolbook Baltic;}
{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhimajor\f31528\fbidi \fswiss\fcharset238\fprq2 Calibri Light CE;}{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}
{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}
{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}
{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}
{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}}
{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;\red255\green0\blue255;\red255\green0\blue0;\red255\green255\blue0;\red255\green255\blue255;\red0\green0\blue128;\red0\green128\blue128;\red0\green128\blue0;
\red128\green0\blue128;\red128\green0\blue0;\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;\red255\green255\blue255;}{\*\defchp \fs22\loch\af31506\hich\af31506\dbch\af31505 }{\*\defpap \ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }\noqfpromote {\stylesheet{\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \snext0 \sqformat \spriority0 Normal;}{\s1\qj \li0\ri0\sb240\sa60\keepn\widctlpar\wrapdefault\nooverflow\faroman\outlinelevel0\rin0\lin0\itap0 \rtlch\fcs1 
\ab\af0\afs32\alang1025 \ltrch\fcs0 \b\fs32\lang3081\langfe1033\kerning32\loch\f31502\hich\af31502\dbch\af31501\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext0 \slink15 \sqformat \spriority9 heading 1;}{\*\cs10 \additive Default Paragraph Font;}{\*
\ts11\tsrowd\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv \ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \snext11 \ssemihidden \sunhideused 
Normal Table;}{\*\cs15 \additive \rtlch\fcs1 \ab\af0\afs32 \ltrch\fcs0 \b\fs32\lang3081\langfe0\kerning32\loch\f31502\hich\af31502\dbch\af31501\langnp3081\langfenp0 \sbasedon10 \slink1 \slocked \spriority9 Heading 1 Char;}{
\s16\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext16 
A Bill For;}{\s17\qc \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\cf13\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext17 
AlternativeOR;}{\s18\qj \fi-720\li3110\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin3110\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon111 \snext18 Penalty Sub Para;}{\*\cs19 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf13 \sbasedon10 AlternativeEnd;}{\*\cs20 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf13 \sbasedon10 AlternativeStart;}{
\s21\qc \li0\ri0\sb240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext21 
AmendGroup;}{\s22\qj \li0\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext22 
Amendments;}{\s23\qc \li0\ri0\sb480\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext23 Annexure;}{\*\cs24 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf6 \sbasedon10 Appropriation;}{\s25\qj \li0\ri0\keep\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext25 Be It Enacted;}{\*\cs26 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i \sbasedon10 Bill Position;}{
\s27\qr \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs20\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext27 Bill Signature;}{
\s28\qc \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ai\af40\afs26\alang1025 \ltrch\fcs0 \i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext28 Brought In By;}{
\s29\qc \li0\ri0\sb480\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs30\alang1025 \ltrch\fcs0 \b\caps\fs30\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext29 
Chapter First;}{\*\cs30 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Chapter No;}{\s31\qc \li0\ri0\sb240\keepn\pagebb\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs30\alang1025 \ltrch\fcs0 
\b\caps\fs30\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon29 \snext31 Chapter Rest;}{\s32\qj \li720\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext32 Charge;}{\s33\qj \li1800\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1800\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext33 Charge Para;}{\s34\qj \li0\ri0\sb480\sa240\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext34 Clause Headnote;}{\*\cs35 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Clause No;}{
\s36\qj \fi-1843\li1843\ri0\sa120\widctlpar\tx576\wrapdefault\nooverflow\faroman\rin0\lin1843\itap0 \rtlch\fcs1 \ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\cf11\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext36 Client Note;}{\s37\qj \li0\ri0\widctlpar\brdrt\brdrs\brdrw15\brsp20 \wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs18\alang1025 \ltrch\fcs0 
\b\caps\fs18\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext37 Cognate;}{\s38\qc \li0\ri0\sb480\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext38 Crest;}{\*\cs39 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf3 \sbasedon10 Date1;}{
\s40\qc \li0\ri0\sb480\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs22\alang1025 \ltrch\fcs0 \b\caps\fs22\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext40 
Deed;}{\s41\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon57 \snext41 
Deed Graphic;}{\*\cs42 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Deed No;}{\s43\qj \fi-720\li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext43 Definition Paragraph;}{\s44\qj \fi-720\li2880\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2880\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon43 \snext44 Definition Sub Paragraph;}{
\s45\qj \fi-731\li3611\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin3611\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext45 
Definition Sub Sub Paragraph;}{\*\cs46 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf11 \sbasedon10 Definition Term;}{\s47\qj \fi-734\li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext47 Definition Text;}{\s48\qc \li0\ri0\sb240\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext48 Division;}{\*\cs49 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Division No;}{
\s50\qj \li-1701\ri0\widctlpar\tqr\tx8789\wrapdefault\nooverflow\faroman\rin0\lin-1701\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext50 \slink51 footer;}{\*\cs51 \additive \rtlch\fcs1 \af40\afs26 \ltrch\fcs0 \f40\fs26\lang3081\langfe0\langnp3081\langfenp0 \sbasedon10 \slink50 \slocked \ssemihidden Footer Char;}{\*\cs52 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf12 
\sbasedon10 Foreign;}{\s53\qc \li0\ri0\sb480\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs22\alang1025 \ltrch\fcs0 \b\caps\fs22\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext53 Form;}{\s54\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon57 \snext54 Form Graphic;}{\*\cs55 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Form No;}{\s56\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext56 Formula;}{\s57\qc \li0\ri0\sb240\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext57 Graphic;}{\s58\qj \li0\ri0\sb480\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext58 Graphic Description;}{\s59\qj \li0\ri0\sb480\sa240\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext59 Head Note;}{\s60\qj \li0\ri0\widctlpar\tqc\tx4153\tqr\tx8306\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext60 \slink61 header;}{\*\cs61 \additive \rtlch\fcs1 \af40\afs26 \ltrch\fcs0 
\f40\fs26\lang3081\langfe0\langnp3081\langfenp0 \sbasedon10 \slink60 \slocked \ssemihidden Header Char;}{\s62\qj \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ai\af40\afs26\alang1025 \ltrch\fcs0 
\i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext62 Image;}{\s63\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext63 Image Description;}{\*\cs64 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Image No;}{\*\cs65 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf0 
\sbasedon10 Image Type;}{\*\cs66 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf9 \sbasedon10 Item No;}{\s67\qj \li0\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext67 Long Title;}{\s68\qj \li0\ri0\sa240\widctlpar
\tx144\tx288\tx432\tx576\tx720\tx864\tx1008\tx1152\tx1296\tx1440\tx1584\tx1728\tx1872\tx2016\tx2160\tx2304\tx2448\tx2592\tx2736\tx2880\tx3024\tx3168\tx3312\tx3456\tx3600\tx3744\tx3888\tx4032\tx4176\tx4320\tx4464\tx4608\tx4752\tx4896\tx5040
\tx5184\tx5328\tx5472\tx5616\tx5760\tx5904\tx6048\tx6192\tx6336\tx6480\tx6624\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext68 Oath;}{\s69\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext69 Order;}{\*\cs70 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\caps \sbasedon10 Order No;}{
\s71\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs20\alang1025 \ltrch\fcs0 \fs20\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext71 Originating;}{
\s72\qj \li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext72 Out Def;}{
\s73\qj \li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext73 Out Def Para;}{
\s74\qj \li2880\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2880\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext74 
Out Def Sub Para;}{\s75\qj \li3600\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin3600\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext75 Out Def Sub Sub Para;}{\s76\qj \li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext76 Out Para;}{\s77\qj \li0\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext77 Out Section;}{\s78\qj \li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext78 Out Sub Para;}{\s79\qj \li0\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext79 Out Sub Section;}{\s80\qj \li2880\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2880\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext80 Out Sub Sub Para;}{\*\cs81 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 page number;}{
\s82\qj \fi-720\li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext82 
Paragraph;}{\*\cs83 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Paragraph No;}{\s84\qc \li0\ri0\sb480\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext84 Part First;}{\*\cs85 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Part No;}{
\s86\qc \li0\ri0\sb240\keepn\pagebb\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon84 \snext86 Part Rest;}{\s87\qc \li0\ri0\sb480\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs22\alang1025 \ltrch\fcs0 
\b\caps\fs22\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon84 \snext87 Part Schedule;}{\s88\qj \fi-1083\li1797\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1797\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext88 Penalty;}{\s89\qj \fi-576\li2376\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2376\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon88 \snext89 Penalty Para;}{\s90\qj \li0\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext90 Preamble Text;}{\s91\qj \fi-1987\li1987\ri0\sa120\widctlpar
\tx576\wrapdefault\nooverflow\faroman\rin0\lin1987\itap0 \rtlch\fcs1 \ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\cf12\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext91 Private Note;}{
\s92\qj \li0\ri0\sa240\widctlpar\tx720\tx1166\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext92 
Qualifying Text;}{\*\cs93 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf13 \sbasedon10 RefAct;}{\*\cs94 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf13 \sbasedon10 RefCase;}{\*\cs95 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf11 \sbasedon10 RefDefTerm;}
{\*\cs96 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf13 \sbasedon10 RefExternal;}{\*\cs97 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf13 \sbasedon10 RefInternal;}{\*\cs98 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf13 \sbasedon10 RefStandard;}{\*\cs99 
\additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf13 \sbasedon10 RefStatutory;}{\s100\qc \li0\ri0\sb240\pagebb\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext100 Schedule;}{\*\cs101 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Schedule No;}{
\s102\qr \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext102 Schedule SectRef;}
{\*\cs103 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Section No;}{\*\cs104 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\cf13 \sbasedon10 Short Title;}{\s105\qc \li0\ri0\sa480\sl-360\slmult0
\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs30\alang1025 \ltrch\fcs0 \b\caps\fs30\cf15\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext105 Short Title Heading;}{
\s106\qc \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\cf15\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext106 
Short Title No;}{\s107\qc \li0\ri0\sb480\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext107 State;}{\*\cs108 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf12 \sbasedon10 StatOffice;}{\*\cs109 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf9 \sbasedon10 Sub Clause No;}{
\s110\qc \li0\ri0\sb240\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext110 
Sub Division;}{\s111\qj \fi-720\li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext111 Sub Paragraph;}{\*\cs112 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Sub Paragraph No;}{\s113\qj \fi720\li0\ri0\sa240\widctlpar\tx1170\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext113 Sub Section;}{\*\cs114 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf9 \sbasedon10 Sub Section No;}{
\s115\qj \fi-720\li2880\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2880\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext115 
Sub Sub Paragraph;}{\*\cs116 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \caps\cf9 \sbasedon10 Sub Sub Paragraph No;}{\*\cs117 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Subdivision No;}{\*\cs118 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \super 
\sbasedon10 Super;}{\*\cs119 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b \sbasedon10 Table Bold;}{\*\cs120 \additive \rtlch\fcs1 \ab\ai\af0 \ltrch\fcs0 \b\i \sbasedon10 Table Bold Italic;}{
\s121\qj \li0\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext121 Table Content;}{\*
\cs122 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i \sbasedon10 Table Italic;}{\*\cs123 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf9 \sbasedon10 Table Item No;}{\s124\qc \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext124 Table Title;}{\s125\qj \li0\ri0\sb240\keepn\widctlpar\tqr\tx7087\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 
\rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext125 toc 1;}{\s126\qj \fi-720\li2534\ri-45\sb120\keepn\widctlpar
\tx720\tqr\tx7087\wrapdefault\nooverflow\faroman\rin-45\lin2534\itap0 \rtlch\fcs1 \ab\ai\af40\afs24\alang1025 \ltrch\fcs0 \b\i\fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext126 toc 2;}{
\s127\qj \fi-720\li720\ri-43\sb120\widctlpar\tx1080\tx1440\tqr\tx7087\wrapdefault\nooverflow\faroman\rin-43\lin720\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext127 toc 3;}{\s128\qj \fi-720\li1559\ri-45\sb120\widctlpar\tqr\tx7087\wrapdefault\nooverflow\faroman\rin-45\lin1559\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 
\b\caps\fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext128 toc 4;}{\s129\qj \fi-720\li1967\ri0\sb120\widctlpar\tqr\tx7087\wrapdefault\nooverflow\faroman\rin0\lin1967\itap0 \rtlch\fcs1 
\af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext129 toc 5;}{\s130\qj \li907\ri-29\widctlpar
\tqr\tx6660\tqr\tx7087\wrapdefault\nooverflow\faroman\rin-29\lin907\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext130 toc 6;}{
\s131\qj \fi-720\li1627\ri-29\widctlpar\tx1987\tx3067\tqr\tx7087\wrapdefault\nooverflow\faroman\rin-29\lin1627\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext131 toc 7;}{\s132\qj \fi-720\li1080\ri0\sb120\widctlpar\tx1080\tx1440\tx1800\tx2160\tx7087\wrapdefault\nooverflow\faroman\rin0\lin1080\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext132 toc 8;}{\s133\qj \li2080\ri0\widctlpar\tqr\tx7087\wrapdefault\nooverflow\faroman\rin0\lin2080\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 
\fs24\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext133 toc 9;}{\s134\qc \li0\ri0\sb480\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\fs26\cf15\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext134 \sqformat TOC Heading;}{\*\cs135 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\cf15 \sbasedon10 zActNumber;}{\*\cs136 \additive \rtlch\fcs1 
\ab\af0 \ltrch\fcs0 \b\cf15 \sbasedon10 zActYear;}{\s137\qr \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext137 zAssentDate;}{\s138\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\fs26\cf15\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext138 zBillNumber;}{\s139\qj \li0\ri0\widctlpar\pvpara\posy1440\dxfrtext187\dfrmtxtx187\dfrmtxty0\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 
\rtlch\fcs1 \ai\af40\afs20\alang1025 \ltrch\fcs0 \i\fs20\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext139 zSecondReading;}{\s140\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext140 AdminDep;}{\s141\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext141 CertifyLaw Text;}{\s142\qc \li0\ri0\sb120\sa240\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 
\rtlch\fcs1 \ai\af40\afs26\alang1025 \ltrch\fcs0 \i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext142 Conditions;}{\s143\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext143 ConfirmGov;}{\s144\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext144 Execution Text;}{\s145\qc \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext145 Explain Heading;}{\s146\qj \li0\ri0\sa240\widctlpar
\tx720\tx1166\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon92 \snext146 Explain Note;}{
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Explain Note Note;}{\s148\qj \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext148 GazetteDate;}{\s149\qc \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext149 GenConditions;}{\s150\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext150 GovernorSig Text;}{\s151\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext151 MinisterSig Text;}{\s152\qj \li0\ri0\sa240\keep\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext152 Opening Words;}{\s153\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext153 Seal;}{\s154\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext154 SR Date;}{\s155\qr \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext155 SR Position;}{\s156\qj \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext156 SR Printed;}{\s157\qr \li0\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext157 SR Signature;}{\*\cs158 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i \sbasedon10 Tariff;}{
\s159\qc \li0\ri0\sb480\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext159 
Tariff Group;}{\s160\qj \li0\ri0\sb480\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext160 Tariff Heading;}{\*\cs161 \additive \rtlch\fcs1 \ai\af0 \ltrch\fcs0 \i\caps\cf9 \sbasedon10 Tariff No;}{\s162\qc \li0\ri0\sb480\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 
\ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext162 TariffList Heading;}{\s163\qj \li0\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin0\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext163 TariffList Text;}{
\s164\qj \fi-1080\li2520\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2520\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext164 
Amd Charge;}{\s165\qc \li720\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 \rtlch\fcs1 \ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon0 \snext165 Amd Division;}{\s166\qj \li720\ri0\sb480\sa240\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext166 Amd Head Note;}{\*\cs167 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \cf5 \sbasedon10 Amd Number;}{\*\cs168 \additive \rtlch\fcs1 \ab\af0 
\ltrch\fcs0 \b\cf5 \sbasedon10 Amd Number Bold;}{\*\cs169 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \caps\cf5 \sbasedon10 Amd Number Cap;}{\s170\qc \li720\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 \rtlch\fcs1 
\ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext170 Amd Part;}{\s171\qj \li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext171 Amd Penalty;}{\s172\qc \li720\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 
\rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext172 Amd Schedule;}{
\s173\qj \li3240\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin3240\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext173 Amd1 Charge;}
{\s174\qc \li1440\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \ab\ai\af40\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon48 \snext174 
Amd1 Division;}{\s175\qj \li1440\ri0\sb480\sa240\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon166 \snext175 Amd1 Head Note;}{\s176\qc \li1440\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon170 \snext176 Amd1 Part;}{\s177\qj \li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext177 Amd1 Penalty;}{\s178\qc \li1440\ri0\keepn\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 
\ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon172 \snext178 Amd1 Schedule;}{
\s179\qj \li720\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext179 Indent 0.5;}{
\s180\qj \li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon179 \snext180 
Indent 1.0;}{\s181\qj \li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon180 \snext181 Indent 1.5;}{\s182\qj \fi720\li720\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext182 Indent 1st 0.5;}{\s183\qj \fi720\li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon182 \snext183 Indent 1st 1.0;}{\s184\qj \fi720\li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon183 \snext184 Indent 1st 1.5;}{\s185\qj \fi720\li2880\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2880\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon184 \snext185 Indent 1st 2.0;}{
\s186\qj \fi720\li3600\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin3600\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon185 \snext186 
Indent 1st 2.5;}{\s187\qj \li2880\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2880\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon181 \snext187 Indent 2.0;}{\s188\qj \li3600\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin3600\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon187 \snext188 Indent 2.5;}{\s189\qj \fi-720\li1440\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 
\ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext189 Indent Hng 0.5;}{\s190\qj \fi-720\li2160\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2160\itap0 \rtlch\fcs1 
\af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext190 Indent Hng 1.0;}{\s191\qj \fi-720\li2880\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin2880\itap0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon190 \snext191 Indent Hng 1.5;}{
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Indent Hng 2.0;}{\s193\qj \fi-720\li4320\ri0\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin4320\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
\sbasedon192 \snext193 Indent Hng 2.5;}{\s194\qj \fi-720\li720\ri0\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin720\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 
\fs24\cf15\lang3081\langfe1033\loch\f40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 \sbasedon0 \snext194 TOC Entry;}{\*\cs195 \additive \rtlch\fcs1 \ab\af0\afs30 \ltrch\fcs0 \b\caps\fs30\cf15 \sbasedon10 Year;}{
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\par }}{\headerr \ltrpar \ltrrow\trowd \irow0\irowband0\lastrow \ltrrow\ts11\trleft720\trkeep\trftsWidth1\tblind720\tblindtype3 \clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrnone \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth7920\clshdrawnil 
\cellx8640\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrnone \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx10080\pard\plain \ltrpar\s60\qc \li0\ri0\widctlpar\intbl\tqc\tx4153\tqr\tx8306\wrapdefault\faauto\rin0\lin0 
\rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Standard Rules for Savings and Loan Societies}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \cell }{\field{\*\fldinst {\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \b\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  IF }{\field{\*\fldinst {
\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \b\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  STYLEREF "Section No" \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \b\fs24\lang1024\langfe1024\noproof\insrsid5447815 
\hich\af40\dbch\af31505\loch\f40 1.}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \b\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  > 0   "s. }{\field{\*\fldinst {\rtlch\fcs1 \ab\af40\afs24 
\ltrch\fcs0 \b\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 STYLEREF "Section No\hich\af40\dbch\af31505\loch\f40 " \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \b\fs24\lang1024\langfe1024\noproof\insrsid5447815 
\hich\af40\dbch\af31505\loch\f40 1.}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \b\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 " "" \\* MERGEFORMAT}}{\fldrslt {\rtlch\fcs1 \ab\af40\afs24 
\ltrch\fcs0 \b\fs24\lang1024\langfe1024\noproof\insrsid5447815 \hich\af40\dbch\af31505\loch\f40 s. \hich\af40\dbch\af31505\loch\f40 1.}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 
\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \trowd \irow0\irowband0\lastrow \ltrrow\ts11\trleft720\trkeep\trftsWidth1\tblind720\tblindtype3 \clvertalt
\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrnone \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth7920\clshdrawnil \cellx8640\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrnone \clbrdrr\brdrnone 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx10080\row }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 
\par }}{\footerl \ltrpar \pard\plain \ltrpar\s50\qc \li0\ri0\widctlpar\tqr\tx8789\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  }{\field{\*\fldinst {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PAGE}}{\fldrslt {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\fs24\lang1024\langfe1024\noproof\insrsid5447815 \hich\af40\dbch\af31505\loch\f40 4}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  
\par }}{\footerr \ltrpar \pard\plain \ltrpar\s50\qc \li0\ri0\widctlpar\tqr\tx8789\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 
{\field{\*\fldinst {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PAGE}}{\fldrslt {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\lang1024\langfe1024\noproof\insrsid5447815 \hich\af40\dbch\af31505\loch\f40 3}}}
\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  
\par }}{\footerf \ltrpar \pard\plain \ltrpar\s50\qc \li0\ri0\widctlpar\tqr\tx8789\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\s200\qj \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs20\alang1025 
\ltrch\fcs0 \fs20\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40 \ltrch\fcs0 \insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
This reprint of this Statutory Instrument incorporates all amendments, if any, made before25\~November\~2006 and in force at \~1\~July\~\hich\af40\dbch\af31505\loch\f40 2001.
\par 
\par \tab \tab \tab \tab \tab \tab .........
\par \tab \tab \tab \tab \tab \tab \hich\af40\dbch\af31505\loch\f40 Legislative Counsel
\par \tab \tab \tab \tab \tab \tab \hich\af40\dbch\af31505\loch\f40 Dated 25\~November\~2006
\par 
\par 
\par 
\par }\pard\plain \ltrpar\s107\qc \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \ab\af40\afs24 
\ltrch\fcs0 \b\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 INDEPENDENT STATE OF PAPUA NEW GUINEA.
\par }\pard\plain \ltrpar\s106\qc \li0\ri0\sb720\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\cf15\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40\afs24 \ltrch\fcs0 \b0\fs24\cf0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Chapter 141B.
\par }\pard\plain \ltrpar\s105\qc \li0\ri0\sb720\sa240\sl-360\slmult0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs30\alang1025 \ltrch\fcs0 
\b\caps\fs30\cf15\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \i\caps0\fs24\cf0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Standard Rules for Savings and Loan Societies

\par }\pard\plain \ltrpar\s134\qc \li567\ri0\sb480\sa240\widctlpar\wrapdefault\nooverflow\faroman\rin0\lin567\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 
\b\fs26\cf15\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\insrsid9265090 \hich\af0\dbch\af31505\loch\f0 ARRANGEMENT OF SECTIONS.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART I \hich\f40 \endash \loch\f40  PRELIMINARY.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 1.\tab Interpretation.
\par }\pard\plain \ltrpar\s128\qj \fi-720\li1559\ri0\widctlpar\wrapdefault\faauto\rin0\lin1559\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  }{\rtlch\fcs1 \ab0\af40 \ltrch\fcs0 \cs46\b0\caps0\insrsid9265090 \loch\af40\dbch\af31505\hich\f40 \'93\loch\f40 \hich\f40 the Act\'94}{\rtlch\fcs1 \ab0\af40 \ltrch\fcs0 
\b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  
\par \hich\af40\dbch\af31505\loch\f40  }{\rtlch\fcs1 \ab0\af40 \ltrch\fcs0 \cs46\b0\caps0\insrsid9265090 \loch\af40\dbch\af31505\hich\f40 \'93\loch\f40 \hich\f40 month\'94}{\rtlch\fcs1 \ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40  
\par \hich\af40\dbch\af31505\loch\f40  }{\rtlch\fcs1 \ab0\af40 \ltrch\fcs0 \cs46\b0\caps0\insrsid9265090 \loch\af40\dbch\af31505\hich\f40 \'93\loch\f40 \hich\f40 the Society\'94}{\rtlch\fcs1 \ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40  
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART II \hich\f40 \endash \loch\f40  CONSTITUTION OF THE SOCIETY.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 2.\tab Name.
\par \hich\af40\dbch\af31505\loch\f40 3.\tab Type of Society.
\par \hich\af40\dbch\af31505\loch\f40 4.\tab Registered office, etc.
\par \hich\af40\dbch\af31505\loch\f40 5.\tab Objects.
\par \hich\af40\dbch\af31505\loch\f40 6.\tab Powers.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART III \hich\f40 \endash \loch\f40  MEMBERSHIP.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 7.\tab Conditions of membership.
\par \hich\af40\dbch\af31505\loch\f40 8.\tab Cessation of membership generally.
\par \hich\af40\dbch\af31505\loch\f40 9.\tab Expulsion.
\par \hich\af40\dbch\af31505\loch\f40 10.\tab Ef\hich\af40\dbch\af31505\loch\f40 fect of cessation of membership.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART IV \hich\f40 \endash \loch\f40  MEMBERS\hich\f40 \rquote \loch\f40  FUNDS.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 11.\tab Capital and shares.
\par \hich\af40\dbch\af31505\loch\f40 12.\tab Disposal of shares.
\par \hich\af40\dbch\af31505\loch\f40 13.\tab Death or bankruptcy.
\par \hich\af40\dbch\af31505\loch\f40 14.\tab Deposits.
\par \hich\af40\dbch\af31505\loch\f40 15.\tab Lien on members\hich\f40 \rquote \loch\f40  funds.
\par \hich\af40\dbch\af31505\loch\f40 16.\tab Passbooks.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART V \hich\f40 \endash \loch\f40  MEETINGS OF THE SOCIETY.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 17.\tab General and special meetings.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART VI \hich\f40 \endash \loch\f40  MANAGEMENT OF THE SOCIETY.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 18.\tab Nomination and election.
\par \hich\af40\dbch\af31505\loch\f40 19.\tab Board of Directors.
\par \hich\af40\dbch\af31505\loch\f40 20.\tab Officers.
\par \hich\af40\dbch\af31505\loch\f40 21.\tab Loans Committee.
\par \hich\af40\dbch\af31505\loch\f40 22.\tab Supervisory Committee.
\par \hich\af40\dbch\af31505\loch\f40 23.\tab Remuneration.
\par \hich\af40\dbch\af31505\loch\f40 24.\tab Removal from office.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART VII \hich\f40 \endash \loch\f40  LOANS.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 25.\tab Loans.
\par \hich\af40\dbch\af31505\loch\f40 26.\tab Security.
\par \hich\af40\dbch\af31505\loch\f40 27.\tab Repayments.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 P\hich\af40\dbch\af31505\loch\f40 ART VIII \hich\f40 \endash \loch\f40  THE SOCIETY\hich\f40 \rquote \loch\f40 S FINANCES.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 28.\tab Banking.
\par \hich\af40\dbch\af31505\loch\f40 29.\tab Financial year.
\par \hich\af40\dbch\af31505\loch\f40 30.\tab General Reserve Fund.
\par \hich\af40\dbch\af31505\loch\f40 31.\tab Special reserve funds.
\par \hich\af40\dbch\af31505\loch\f40 32.\tab Dividends.
\par \hich\af40\dbch\af31505\loch\f40 33.\tab Borrowings by the Society.
\par \hich\af40\dbch\af31505\loch\f40 34.\tab Books of account.
\par \hich\af40\dbch\af31505\loch\f40 35.\tab Annual statements and audit.
\par \hich\af40\dbch\af31505\loch\f40 36.\tab Winding-up.
\par }\pard\plain \ltrpar\s129\qj \fi-720\li1967\ri0\sb60\widctlpar\wrapdefault\faauto\rin0\lin1967\itap0 \rtlch\fcs1 \af40\afs24\alang1025 \ltrch\fcs0 \caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40 \ltrch\fcs0 \b\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART IX \hich\f40 \endash \loch\f40  MISCELLA\hich\af40\dbch\af31505\loch\f40 NEOUS.
\par }\pard\plain \ltrpar\s125\qj \fi-720\li720\ri0\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs24\alang1025 \ltrch\fcs0 \b\caps\fs24\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab0\af40 \ltrch\fcs0 \b0\caps0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 37.\tab Advisers.
\par \hich\af40\dbch\af31505\loch\f40 38.\tab Disputes.
\par \hich\af40\dbch\af31505\loch\f40 39.\tab Associations of Societies.
\par \hich\af40\dbch\af31505\loch\f40 40.\tab Supplementary Rules.
\par }\pard\plain \ltrpar\s105\qc \li0\ri0\sa240\sl-360\slmult0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs30\alang1025 \ltrch\fcs0 \b\caps\fs30\cf15\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \i\caps0\fs24\cf0\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Standard Rules for Savings and Loan Societies
\par }\pard\plain \ltrpar\s154\qj \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 MADE under the }{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs52\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Savings and Loan Societies Act 1971}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\fs24\insrsid9265090 ,\\\hich\af40\dbch\af31505\loch\f40 par
\par 
\par \hich\af40\dbch\af31505\loch\f40 Dated }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs39\fs24\insrsid9265090 \~\~\~\~\~\~\~\~\~\~\~\~\~\~\~\~\~\~\hich\af40\dbch\af31505\loch\f40 200  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 .
\par 
\par 
\par }\pard\plain \ltrpar\s84\qc \li0\ri0\sb240\keepn\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART I. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PRELIMINARY.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 1.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Interpretation.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 In these Rules, unless the contrary intention appears\hich\f40 \endash 

\par }\pard\plain \ltrpar\s47\qj \fi-734\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\ab\af40\afs24 \ltrch\fcs0 \cs46\b\fs24\insrsid9265090 \loch\af40\dbch\af31505\hich\f40 \'93\loch\f40 \hich\f40 the Act\'94}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  means the }{\rtlch\fcs1 \ai\af40\afs24 
\ltrch\fcs0 \cs104\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Savings and Loan Societies Act}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ;
\par }{\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \cs46\b\fs24\insrsid9265090 \loch\af40\dbch\af31505\hich\f40 \'93\loch\f40 \hich\f40 month\'94}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  means calendar month;

\par }{\rtlch\fcs1 \ab\af40\afs24 \ltrch\fcs0 \cs46\b\fs24\insrsid9265090 \loch\af40\dbch\af31505\hich\f40 \'93\loch\f40 \hich\f40 the Society\'94}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  means . . .
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Expressions used have the same meaning as that ascribed to them by the Act.

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Words in the singular include the plural and vice versa.

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Words importing the masculine gender include females.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 References in these Rules to the Secretary or the Treasur
\hich\af40\dbch\af31505\loch\f40 er shall, where there is a Secretary/Treasurer, be read as including references to the Secretary/Treasurer.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART II. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 CONSTITUTION OF THE SOCIETY.

\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 2.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Name.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The name of the Society shall be . . . Savings and Loan Society Limited (}{
\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs52\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 or}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  Ltd.).
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Society may change its name only with the consent of the Registrar and as provided by Section 12 of the Act.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 3.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Type of Society.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society is a Savings and Loan Society under the Act.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 4.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Registered office, etc.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The registered office of the Societ\hich\af40\dbch\af31505\loch\f40 
y shall be at . . . or such other place as the Board, from time to time, . . . determines.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board shall notify the Registrar of any change of Secretary or in the address of the registered office within 14 days.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 5.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Objects.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The objects of the Society\hich\af40\dbch\af31505\loch\f40  are\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to promote thrift among its members; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to educate its members in financial responsibility; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to receive the savings of its members as contributions for shares or on deposit; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to make\hich\af40\dbch\af31505\loch\f40 
 loans to its members for the purposes set down in Section 25.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 6.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Powers.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society has power, in accordance with Section 15 of the Act\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to deposit money with an association of which it, or of which an association of which it is a member, is a member
\hich\af40\dbch\af31505\loch\f40 , or in a bank; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
to raise money on loan for the objects of the Society, and to mortgage or pledge its property as security for the loan; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
to invest funds in securities of or guaranteed by the State, or in other prescribed securities; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to insure its loans, funds or property against loss; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to hold, buy, lease, sell, surrender, exchange, mortgage or otherwise deal in property; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 f}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
to do all other acts and things that are incidental or conducive to, or consequential on, the attai\hich\af40\dbch\af31505\loch\f40 nment of its objects.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART III. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 MEMBERSHIP.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 7.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Conditions of membership.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Membership of the Society shall be limited to persons who\hich\f40 \endash 

\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 in the opinion of the Board are honest, industrious and of good habits; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 are above or apparently above the age of 16 years; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 are . . . ; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 are residents of Papua New Guinea; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
have signed the application form prescribed in the regulation and have paid an entrance fee of . . . ; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 f}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 are not in default under the terms of a loan made by another society.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
No person shall exercise any of the rights of membership unless he has subscribed for at least one share in the Society and has paid the first instalment on it as required by Section\hich\af40\dbch\af31505\loch\f40  11.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
No person who is a member of another society shall be admitted as a member of the Society except with the written permission of the Registrar.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
An applicant shall not be admitted to membership of the Society except by the affirmative vote of a \hich\af40\dbch\af31505\loch\f40 majority of the Directors present at the meeting of the Board at which the application is acted on.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 These Rules are binding on each member of the Society.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 8.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Cessation of membership generally.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 A member of the Society who withdraws, or transfers to 
\hich\af40\dbch\af31505\loch\f40 another member, all his shares ceases to be a member.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subject to the general conditions contained in these Rules, a member who leaves the common bond of membership of the Society may retain his membership, but may not borrow from the Society an amount \hich\af40\dbch\af31505\loch\f40 
in excess of his shareholding.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 9.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Expulsion.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A member may be expelled for a breach of these Rules by a vote of not less than two-thirds of the Board at a Special Meeting of the Board called for the purpose.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Secretary shall notify the expelled m\hich\af40\dbch\af31505\loch\f40 
ember in writing of his expulsion within seven days of the meeting.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Within 30 days of the receipt of the notice the member may appeal in writing to the next general meeting of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 At the general meeting the majority of the members present 
\hich\af40\dbch\af31505\loch\f40 may confirm or rescind the action taken by the Board.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Expulsion takes effect\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 if no appeal is made on the expiration of the time for appealing; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 if an appeal is made\hich\f40 \endash \loch\f40 
on the date on which the expulsion is confirmed by members at the general me\hich\af40\dbch\af31505\loch\f40 eting.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 10.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Effect of cessation of membership.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A person who by withdrawal, transfer of shares or expulsion ceases to be a member of the Society has no further rights in the Society, but shall not be released from any remaining liability to the Society.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Any debt due from such a person to the Society becomes due and payable immediately on his ceasing to be a member.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART IV. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 MEMBERS\hich\f40 \rquote 
\loch\f40  FUNDS.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 11.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Capital and shares.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The capital of the Society shall be unlimited in amount, and may vary in amount acc\hich\af40\dbch\af31505\loch\f40 ording to the value of the shares issued from time to time.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Shares, which shall be of one class, all ranking equally, shall be of a nominal value of . . . each. (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs52\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Not less than K1.00}{\rtlch\fcs1 \af40\afs24 
\ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ).
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 An ap\hich\af40\dbch\af31505\loch\f40 
plicant for membership of the Society shall, on application, subscribe for one share and pay in respect of that share a sum not less than . . . (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs52\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
10% of the value of the share}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ).
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Except as provided in Subsection (3), shares may be subscribed for in full \hich\af40\dbch\af31505\loch\f40 or by any number of instalments, but a member shall not hold more than one partly-paid share at any time. (}{\rtlch\fcs1 \ai\af40\afs24 
\ltrch\fcs0 \cs52\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Funds standing to the credit of a member\hich\f40 \rquote \loch\f40 s share account shall be regarded as comprising as many fully-paid shares as the funds would purchase and on
\hich\af40\dbch\af31505\loch\f40 e partly-paid share paid to an amount equal to the amount in excess, if any}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ).
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
No member shall hold more than 20% of the fully-paid shares issued by the Society, or such lesser proportion or number as the Board, from time to time, determines.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 12.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Dispos\hich\af40\dbch\af31505\loch\f40 
al of shares.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Shares may be transferred only from one member to another, and with the approval of the Board.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Shares shall be transferred by a form of instrument approved by the Registrar.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Board may decline to register a transfer of any shar
\hich\af40\dbch\af31505\loch\f40 es on which the Society has a lien.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board may suspend the registration of a transfer during the 14 days immediately preceding the Annual Meeting in each year.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board may decline to recognize any instrument of transfer unless the instrument o\hich\af40\dbch\af31505\loch\f40 f transfer is accompanied by such evidence as the Board may reasonably require to show the rights of the transferor to make the transfer.

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subject to Subsection (7), money paid on account of shares or deposits may be withdrawn, in whole or in part, subj\hich\af40\dbch\af31505\loch\f40 
ect to any indebtedness to the Society, on any day when the Society is open for business, but the Board may, in any case, require up to 90 days\hich\f40 \rquote \loch\f40  notice of intention to withdraw.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A withdrawal shall not be permitted except with the written approval of th\hich\af40\dbch\af31505\loch\f40 e Loans Committee if the withdrawal will reduce the member\hich\f40 \rquote \loch\f40 
s shareholding and deposits to an amount that is less than his total liability to the Society as borrower or guarantor.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (8) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subject to Subsection (10), no officer of the Society shall withdraw, tra\hich\af40\dbch\af31505\loch\f40 
nsfer or otherwise dispose of any of his shares or deposits so long as he remains an officer of the Society, and any such withdrawal, transfer or disposition is void and of no effect.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (9) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board shall cause a record of all transfers to be made in the pr\hich\af40\dbch\af31505\loch\f40 oper books of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (10) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subsection (8) does not apply to or in relation to any case where the Registrar otherwise approves.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 13.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Death or bankruptcy.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
On the death of a member, the Society shall transfer his shares and any money due to him by way\hich\af40\dbch\af31505\loch\f40  of dividend, deposit or otherwise\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to his legal personal representative; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 if there is no legal personal representative, to his next-of-kin.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Where a person to whom shares are required by Subsection (1) to be transferred is not entitled to be \hich\af40\dbch\af31505\loch\f40 
a member of the Society or entitled to hold the shares, the Society shall, instead of transferring the shares, cancel them and pay to the person, within a reasonable time, the amount paid up on them, together with any deposit, dividend or any other money 
\hich\af40\dbch\af31505\loch\f40 p\hich\af40\dbch\af31505\loch\f40 ayable in respect of the shares or otherwise.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 A person who becomes entitled to a 
\hich\af40\dbch\af31505\loch\f40 
share by reason of the death of the holder is entitled to the dividends and other advantages to which he would be entitled if he were the registered holder of the share, except that he is not, before being registered as a member in respect of the share, e
\hich\af40\dbch\af31505\loch\f40 n\hich\af40\dbch\af31505\loch\f40 titled in respect of it to exercise any right conferred by membership in relation to meetings of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Any person who becomes entitled to money held in the name of a member in consequence of the bankruptcy of the member is, on such evidence bein\hich\af40\dbch\af31505\loch\f40 
g produced as is from time to time required by the Board, entitled to receive the money in cash.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 14.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Deposits.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society may accept money on deposit from its members.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subject to the approval of the Registrar, the conditions under which deposits m\hich\af40\dbch\af31505\loch\f40 ay be accepted and repaid and the rates of interest that may be paid on deposits shall be determined by the Board.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society has a lien on a member\hich\f40 \rquote 
\loch\f40 s deposits and interest in respect of any loan made to him, or in respect of any liability under a gua\hich\af40\dbch\af31505\loch\f40 rantee given by him.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 15.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Lien on members\hich\f40 \rquote \loch\f40 
 funds.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Society has a lien on the shares and deposits of a member, past member or deceased member, and on any dividend or accumulated funds payable to him by the Society, in respect of any debt due from him to t\hich\af40\dbch\af31505\loch\f40 
he Society or of any guarantee by him of a loan made by the Society, and may set off any sum credited or payable to him in or toward payment of the debt or satisfaction of the guarantee.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 16.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Passbooks.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 A passbook in a form approved by the Registrar sha
\hich\af40\dbch\af31505\loch\f40 ll be issued to each member, recording payments made by and to the member.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Payments referred to in Subsection (1) include all money paid in or paid out on account of entrance fees, shares, deposits, interest, loans, fines and other collections.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Eve\hich\af40\dbch\af31505\loch\f40 
ry entry in the passbook shall be initialled by the Treasurer or other person specifically authorized by the Board.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subject to Subsection (5), if the passbook given to the member by the Society is lost, stolen or destroyed\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 immediate notice of the \hich\af40\dbch\af31505\loch\f40 loss shall be given to the Treasurer or the Board; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 written application shall be made by the member for the issue of a duplicate passbook.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
If the member does not wish to continue his membership, written application must be made for money due as \hich\af40\dbch\af31505\loch\f40 recorded in the passbook lost, stolen or destroyed.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board may require an indemnity to protect the Society in the event that it issues a duplicate passbook or makes payment of money without the passbook lost, stolen or destroyed.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART V. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 MEETINGS 
\hich\af40\dbch\af31505\loch\f40 OF THE SOCIETY.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 17.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 General and special meetings.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A general meeting of the Society, to be known as the Annual Meeting, shall be held each year within three months after the end of the financial year.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The order of business at the Annual Meeting shal
\hich\af40\dbch\af31505\loch\f40 l be\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 minutes of the last Annual Meeting and any general meetings held since that meeting; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 reports of the Board, Treasurer, Loans Committee and Supervisory Committee; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 determination of the rate of dividend on share capital; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 other business other than elections; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 elections.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The order of business prescribed by Subsection (2) may be varied on a vote of at least two-thirds of the members present at the meeting.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40  (4)\tab At the request of the Board or the Supervisory Com
\hich\af40\dbch\af31505\loch\f40 mittee, or at the written signed request of at least 10 members, the Secretary shall call a Special Meeting of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A request under Subsection (4) shall state the object of the proposed meeting, and only such business as is specified in the request shall be discussed at the meeting.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 At least seven days\hich\f40 \rquote \loch\f40 
 notice of any Annual or Special Meeting shall be given, and the\hich\af40\dbch\af31505\loch\f40  notice shall state\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the place and time of the meeting; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the business to be discussed,
\par }\pard\plain \ltrpar\s79\qj \li0\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40\afs24 
\ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 and shall be displayed in the Society Office.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
No business shall be discussed at a general meeting unless a quorum of members is present.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (8) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Subject to Su\hich\af40\dbch\af31505\loch\f40 
bsection (9), 25% of the members of the Society are a quorum.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (9) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
If at the time and place fixed in accordance with Subsection (6) for a general meeting a quorum is not present, the meeting shall be adjourned to a date not less than seven, nor more than 15\hich\af40\dbch\af31505\loch\f40 
, days later, and the members present at the adjourned meeting are a quorum regardless of their number.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (10) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The President, or in his absence, the Vice-president, shall preside at all general meetings of the Society, and if neither the President nor Vice-p\hich\af40\dbch\af31505\loch\f40 
resident is present at the meeting the members shall elect one of their number to be Chairman.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (11) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Any question arising at a general meeting shall, except as otherwise provided, be determined by a simple majority of members personally present at the meeti\hich\af40\dbch\af31505\loch\f40 ng.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (12) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subject to Subsection (13) each member present has one vote, and no vote shall be permitted by proxy.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (13) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The member presiding has a deliberative vote and, in the case of an equality of votes on a matter, also a casting vote.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART VI. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 MANAGEMEN
\hich\af40\dbch\af31505\loch\f40 T OF THE SOCIETY.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 18.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Nomination and election.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
At the first Annual Meeting of the Society, the members shall elect from amongst their number\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a Board of Directors of (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs52\i\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 not less than five}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ) members; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a Loans Committee of (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs52\i\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 not less than three}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ) m\hich\af40\dbch\af31505\loch\f40 
embers who may also be members of the Board but shall not be members of the Supervisory Committee; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a Supervisory Committee of (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs52\i\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 not less than three}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ) members, who are not members of the Board.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 At each subsequent Annual Meeting, one half of the me
\hich\af40\dbch\af31505\loch\f40 mbers of the Board, the Loans Committee and the Supervisory Committee shall retire from office, but are eligible for re-election.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Where the number of members of the Board, the Loans Committee or the Supervisory Committee is not evenly divisible by two, the number of members of the Board or Committee to retire shall be 50% of the number next below the number of the members of the Boa
\hich\af40\dbch\af31505\loch\f40 r\hich\af40\dbch\af31505\loch\f40 d or Committee.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The members of the Board, the Loans Committee and the Supervisory Committee to retire from office at any Annual Meeting shall be those members who have been longest in office without re-election, and in a case where more members are ava
\hich\af40\dbch\af31505\loch\f40 ilable for retirement than are required owing to an equality in the length of time in office between two or more members shall be determined by ballot between those last-mentioned members.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Persons appointed to fill casual vacancies retire at the first \hich\af40\dbch\af31505\loch\f40 Annual Meeting following their appointment.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
At least 30 days before each Annual Meeting, the Board shall appoint a Nominating Committee of three members.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 It is the duty of the Nominating Committee\hich\f40 \endash 

\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to prepare nominations of at least one member \hich\af40\dbch\af31505\loch\f40 
for each vacancy for which elections are being held; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to submit its nominations at the Annual Meeting.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (8) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Chairman shall call for and accept further nominations supported either in writing or personally by two members.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (9) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 At elections\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 eac\hich\af40\dbch\af31505\loch\f40 h member is entitled to one vote only, irrespective of the number of his shares; and

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 no member may vote by proxy; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
when there are two or more candidates for any vacancy, a secret ballot shall be taken, but if only one member is nominated for the\hich\af40\dbch\af31505\loch\f40  vacancy, the Chairman shall declare him elected; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 elections shall be decided on the number of primary votes recorded.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (10) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The order of election at an Annual Meeting shall be as follows:\hich\f40 
\endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Directors; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the Loans Committee; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the Supe\hich\af40\dbch\af31505\loch\f40 rvisory Committee.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (11) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Within 14 days of the election, the names and addresses of all persons elected and their positions shall be forwarded to the Registrar by the Secretary.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 19.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Board of Directors.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The general management and control of the Society s
\hich\af40\dbch\af31505\loch\f40 hall be in the hands of the Board of Directors elected as set out in Section 18.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board shall, in addition to the duties normally performed by a Board of Directors\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 determine\hich\f40 \endash 
\par }\pard\plain \ltrpar\s111\qj \fi-720\li2160\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (i)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the maxim\hich\af40\dbch\af31505\loch\f40 
um number, being no greater than 20% of the shares on issue by the Society, of shares that may be held by any one member; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (ii)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the maximum loan that may be made to any one member; and

\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 approve, defer or reject applications for membership; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ex\hich\af40\dbch\af31505\loch\f40 pel or discipline members as provided in these Rules; and

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
fix interest rates on loans within the maximum set in the Act and on deposits subject to the approval of the Registrar; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 determine general policy on, and security requirements for, loans;
\hich\af40\dbch\af31505\loch\f40  and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 f}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 recommend the dividend rate on shares to the Annual Meeting; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 g}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
fill casual vacancies among its own number, the members of the Loans Committee or the officers of the Society; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 h}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 have general responsibility for the investment of the funds\hich\af40\dbch\af31505\loch\f40 
 of the Society.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Board shall hold meetings regularly and at least once in each month.

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Secretary shall, at the request of a Director or the Treasurer, summon meeting of the Board.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 At a meeting of the Board\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a majority of members are \hich\af40\dbch\af31505\loch\f40 a quorum; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
the President or, in his absence, the Vice-president shall act as Chairman, and in the absence of both the Directors may appoint a Chairman from among their number; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 all matters shall, except as otherwise provided, be decided by a \hich\af40\dbch\af31505\loch\f40 
majority of votes; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
the Chairman has a deliberative-and, in the event of an equality of votes on a matter, also a casting vote.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Board shall cause\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 minutes of general and Board Meetings to be made in books provided for the purpose; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
the following documents and books to be kept at the registered office of the Society and open for inspection, at all reasonable times and without fee, by a member or creditor:\hich\f40 \endash 
\par }\pard\plain \ltrpar\s111\qj \fi-720\li2160\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (i)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
a copy of the Act, the regulations made under the Act and these Standard \hich\af40\dbch\af31505\loch\f40 Rules; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (ii)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a copy of the Rules; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (iii)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
a copy of the last statement of receipts and expenditure, assets and liabilities, together with the report on the last annual audit; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (iv)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Registers of Directors, Members and Shares; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (v)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a Register o\hich\af40\dbch\af31505\loch\f40 
f Loans Raised and Securities Given by the Society; and
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
all returns and notices required by the Act or any regulations made under the Act to be prepared and forwarded to the Registrar; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 such Registers and accounts to be kept as are required by t\hich\af40\dbch\af31505\loch\f40 
he Act or any regulations made under the Act.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
If a vacancy occurs on the Board it shall be filled by the Board, but a person so appointed holds office only until the next Annual Meeting of the Society.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 20.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Officers.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Directors shall, within seven days after the Annual Meeting, meet to appoint from their own number a President and Vice-president, and shall also appoint\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a Secretary and a Treasurer; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a Secretary/Treasurer,
\par }\pard\plain \ltrpar\s79\qj \li0\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40\afs24 
\ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 who shall be members but may or ma\hich\af40\dbch\af31505\loch\f40 y not be Directors.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board may, from time to time as required, appoint persons to act as assistants to the Secretary, Treasurer or Secretary/Treasurer.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The President\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 shall preside at all meetings of the members and at all meetings of the Bo\hich\af40\dbch\af31505\loch\f40 
ard at which he is present; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 together with the Treasurer, shall sign all documents required to be signed under the Society
\hich\f40 \rquote \loch\f40 s seal; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
shall perform such other duties as are customarily the function of a President or as he is directed to perform\hich\af40\dbch\af31505\loch\f40  by a resolution of the Board not inconsistent with the Act, any regulations made under the Act or these Rules.

\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Vice-president has and shall exercise all the powers, authorities and duties of the President during the latter\hich\f40 \rquote \loch\f40 s absence from a meeting\hich\af40\dbch\af31505\loch\f40  or in the event of his inability to act.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Secretary or Secretary/Treasurer shall\hich\f40 \endash 

\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 prepare and maintain full and correct records of all meetings of the members and of the Board; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ensure that proper notice is given as required by these Rul\hich\af40\dbch\af31505\loch\f40 
es, of all meetings of the members; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
perform such other duties as he is directed to perform by a resolution of the Board not inconsistent with the Act, any regulations made under the Act or these Rules.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Subject to the control and direction of th\hich\af40\dbch\af31505\loch\f40 
e Board, the Treasurer or Secretary/ Treasurer shall\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 have custody of the seal of the Society and of all funds, securities, valuable papers and other assets of the Society; and

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 deposit all cash within a reasonable time. (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 
\cs52\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Note\hich\f40 \endash \hich\af40\dbch\af31505\loch\f40 48 hours is to be considered a reasonable time for those Societies that have ready access to a bank or bank agency}{\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 ); and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
sign all cheques issued by the Society, and other instruments involving liability of the Society; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 keep full and complete re\hich\af40\dbch\af31505\loch\f40 
cords of all assets and liabilities of the Society; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
within 15 days after the close of each month, prepare a statement showing the financial position of the Society as at the close of the month and supply a copy to each Director; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 f}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 prominently\hich\af40\dbch\af31505\loch\f40 
 display a copy of the statement referred to in Paragraph (e) at the registered office of the Society, where it shall remain displayed until replaced by the financial statement for next month.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 If the Secretary, Treasurer or Secretary/Treasurer is not a
\hich\af40\dbch\af31505\loch\f40  Director, he shall attend and may enter into discussion at meetings of the Board, but is not entitled to vote.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (8) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 An Assistant Treasurer or Assistant Secretary/Treasurer
\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 shall, under the direction of the Treasurer, perform such duties as the Board m\hich\af40\dbch\af31505\loch\f40 
ay authorize, including the signing of cheques; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 may act as Treasurer if the Treasurer is absent or unable to act.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (9) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 If a vacancy occurs among the officers, it shall be filled by the Board.

\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 21.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Loans Committee.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Loans Committee shall be elected as set out in Section 18.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The members of the Loans Committee shall choose, from among their number, a Chairman and a Secretary.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Secretary of the Loans Committee shall\hich\f40 \endash 

\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 prepare and maintain a full record \hich\af40\dbch\af31505\loch\f40 of all actions taken by it; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 cause a report to be presented to the Board each month, and to the members at the Annual Meeting.

\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The offices of Chairman and Secretary of the Loans Committee may be held by the same person.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Loans Commit\hich\af40\dbch\af31505\loch\f40 
tee shall meet as often as is necessary to deal with the business of the Society, but in any case shall meet at least once in each month.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The method of calling meetings and the notice to be given are as decided by the members of the Loans Committee.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7\hich\af40\dbch\af31505\loch\f40 ) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
If a vacancy occurs on the Loans Committee it shall be filled by the Board, but a person so appointed holds office only until the next Annual Meeting of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (8) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Loans Committee\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 shall deal with all applications from members for loans; an\hich\af40\dbch\af31505\loch\f40 d
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
subject to the policy laid down by the Board, may approve or refuse loans and fix the rate of interest applicable to each loan; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
shall, before granting an application for a loan, ensure that the loan would be in the best interests of the appli\hich\af40\dbch\af31505\loch\f40 cant or his family; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
shall require security to be given on all loans in excess of such amount as is fixed by the Registrar; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
subject to the policy laid down by the Board, shall determine the security and guarantors required for each loan and \hich\af40\dbch\af31505\loch\f40 the conditions of repayment of the loan; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 f}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
where more applications for loans are pending than can be granted from the funds available, shall give preference to loans of an urgent nature and to those that in the opinion of the Committee are likely to \hich\af40\dbch\af31505\loch\f40 
confer the most benefit to the applicants (except that where loans of an equally beneficial nature are involved, the application which has been pending for the longer period shall take preference); and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 g}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 shall not consider an application for a loan unles\hich\af40\dbch\af31505\loch\f40 
s a majority of the Committee is present.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (9) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A loan may be approved only by the unanimous decision of the members of the Loans Committee present.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (10) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
An applicant whose application has been rejected may appeal to the Board, who may, by a majority vote, r\hich\af40\dbch\af31505\loch\f40 everse the decision of the Loans Committee.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 22.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Supervisory Committee.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Supervisory Committee shall be elected as set out in Section 18.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
No officer, Director or member of the Loans Committee shall be a member of the Supervisory Committee.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Supervisory Committee shall choose, from among their number, a Chairman and a Secretary.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Secretary of the Supervisory Committee shall\hich\f40 
\endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 prepare and maintain a full record of all actions taken by it; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 cause a report to be presented to \hich\af40\dbch\af31505\loch\f40 
the Board at least once in each quarter, and to the members at the Annual Meeting.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The offices of Chairman and Secretary of the Supervisory Committee may be held by the same person.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
If a vacancy occurs in the Supervisory Committee it shall be fille\hich\af40\dbch\af31505\loch\f40 d by a vote of the remaining members, but a person so appointed holds office only until the next Annual Meeting of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 At a meeting of the Supervisory Committee\hich\f40 \endash 

\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a majority of the members shall constitute a quorum; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 questions arising shall, except as otherwise provided, be decided by a majority of votes; and

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
the Chairman has a deliberative and, in the event of an equality of votes on a matter, also a casting vote.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (8) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Supervisory Committee\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 is responsible \hich\af40\dbch\af31505\loch\f40 
for the general supervision of the operations of the Society with a view to protecting the interests of the members, and in particular shall\hich\f40 \endash 
\par }\pard\plain \ltrpar\s111\qj \fi-720\li2160\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin2160\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (i)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 conduct an examination of the Society\hich\f40 \rquote \loch\f40 
s affairs and audit its books at least quarterly; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs112\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (ii)\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 conduct or pr\hich\af40\dbch\af31505\loch\f40 
ovide for an annual audit and submit a report on the audit to the Annual Meeting; and
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
may call a Special Meeting of the Society to consider any matter arising out of any audit or examination conducted by it that it thinks should be placed before the me\hich\af40\dbch\af31505\loch\f40 mbers; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
subject to Subsection (9), may, if in its opinion it is in the interests of the Society to do so, suspend an officer, any or all of the Directors or any or all members of the Loans Committee; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 may inspect the books and records of the \hich\af40\dbch\af31505\loch\f40 
Society and question any member of the Society who it has reason to believe can give information relating to the affairs or management of the Society.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (9) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Suspension action under Subsection (8)(c) may be taken only on the unanimous vote of the members of t\hich\af40\dbch\af31505\loch\f40 
he Supervisory Committee present at a meeting called for the purpose, and within 10 days of any such suspension, the Committee shall cause a Special Meeting of the Society to be called to consider its action and the events leading to it.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 23.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Remuneration.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
No member of the Society shall receive any remuneration for serving as a member of the Board, the Loans Committee or the Supervisory Committee, but a member performing the duties of Secretary, Treasurer or Secretary/Treasurer of the Society may be paid
\hich\af40\dbch\af31505\loch\f40  an amount determined at any Annual or Special Meeting.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Board shall notify the Registrar of the Society\hich\f40 \rquote 
\loch\f40 s intention to make a payment, referred to in Subsection (1), and shall refrain from making the payment until authorized by the Registrar to do \hich\af40\dbch\af31505\loch\f40 so.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
If the Registrar directs that the payment shall not be made or shall be varied, the Registrar\hich\f40 \rquote \loch\f40 s direction shall be observed.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 24.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Removal from office.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
An officer, and a member of the Board, the Loans Committee or the Supervisor\hich\af40\dbch\af31505\loch\f40 y Committee, ceases to hold office if\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 he becomes bankrupt, or assigns his estate for the benefit of, or compounds with, his creditors; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 he becomes incapable of performing his duties; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 he becomes lunatic or insane; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 he is convicted of an offence against the Act; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
he absents himself from three consecutive meetings of the Board, the Loans Committee or the Supervisory Committee, as the case may be, without an excuse satisfactory to the other members of the Board or\hich\af40\dbch\af31505\loch\f40  Committee; or

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 f}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 he ceases to be a member of the Society; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 g}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 he gives one month\hich\f40 \rquote \loch\f40 
s written notice to the President of his intention to resign, and his resignation is duly accepted by the Board; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 h}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 he is removed from office by resolution of a gener\hich\af40\dbch\af31505\loch\f40 
al meeting of the Society.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Board may, in its discretion, remove or suspend an officer of the Society.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART VII. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 LOANS.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 25.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Loans.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Loans shall be made by the Society only to its members.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 A written application shall be made for each loan, a
\hich\af40\dbch\af31505\loch\f40 nd an application shall be made only on a form of a type approved by the Registrar.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Subject to any directions of the Board, a loan shall be made on such conditions as the Loans Committee in the particular case determines.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 A loan may be made to a me\hich\af40\dbch\af31505\loch\f40 
mber only\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to assist him to purchase furniture for a home; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to assist him to pay the expenses of removing household furniture and effects; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
to assist him to acquire tools of employment, machinery, and material or stock in trade for a busine\hich\af40\dbch\af31505\loch\f40 ss, trade or industry; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to assist him to commence, acquire or carry on any business, trade or industry; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 e}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
to assist him to pay a deposit in respect of the purchase or lease of a home or place of business, trade or industry; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 f}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to assist him \hich\af40\dbch\af31505\loch\f40 
to defray the cost of painting or effecting additions or repairs to his home; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 g}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to assist him to pay off a mortgage on a home; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 h}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to assist him or his dependants to defray expenses incurred in co\hich\af40\dbch\af31505\loch\f40 
nnection with any accident, sickness or death to or of a member or any of his dependents; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 i}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 to assist him in the formal education of himself or any of his dependents; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 j}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 with the approval of the Registrar\hich\f40 \endash \loch\f40 
to assist him to discharge any financial l\hich\af40\dbch\af31505\loch\f40 iability reasonably incurred by him; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 k}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 for any other purpose approved by the Registrar.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A member of the Board, the Loans Committee or the Supervisory Committee shall not be granted a loan that would result in the total of loans to him outstanding \hich\af40\dbch\af31505\loch\f40 
exceeding the value of his shares and deposits, except on the authority of resolutions of each of the Board, the Loans Committee and the Supervisory Committee at meetings at which he is not present.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (6) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 No members shall borrow from the Society so that the 
\hich\af40\dbch\af31505\loch\f40 total loans outstanding to him exceed\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 20% of the value of shares issued by the Society plus the deposits held by it; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 such lesser proportion or amount as the Board from time to time determines.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (7) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 When an additional loan is made to a member\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 his total indebtedness to the Society shall be amalgamated; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 terms of repayments of the total shall be determined by the Loans Committee.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (8) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The interest rate to be charged on loans shall be determined by the Board from time to time, but\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the\hich\af40\dbch\af31505\loch\f40 
 interest rate shall not in any case exceed 1% per month on the unpaid balance of the loan; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a society may in any case charge a minimum amount of interest of K0.10 per month; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 interest may be calculated to the nearest whole month during which
\hich\af40\dbch\af31505\loch\f40  a portion of the loan remains unpaid.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (9) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
All money due to the Society by a member is a debt due by him to the Society, and is recoverable as such in any court of competent jurisdiction.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (10) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Registrar may, by written notice to a Society, limit the to\hich\af40\dbch\af31505\loch\f40 tal amount that may be outstanding by way of a loan or loans to any one member of the Society at any one time.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 26.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Security.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Security to be taken on loans made by the Society shall be in such form as is approved by the Registrar from time to time.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 27.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Repa\hich\af40\dbch\af31505\loch\f40 yments.

\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Repayments as required by the conditions of a loan may be made on any day on which the office of the Society is open for business.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Interest owing to the Society is a first charge against payme
\hich\af40\dbch\af31505\loch\f40 nts made from time to time to the Society in discharge of loan obligations.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A borrower may repay his loan in full or reduce it in excess of the approved conditions on any day on which the office of the Society is open for business.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART VIII. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 THE SOC
\hich\af40\dbch\af31505\loch\f40 IETY\hich\f40 \rquote \loch\f40 S FINANCES.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 28.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Banking.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 All money paid to the Society shall be\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 paid to the Treasurer; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 deposited by him in the name of the Society in such bank as the Board determines.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Except where special provision has been app
\hich\af40\dbch\af31505\loch\f40 roved by the Registrar, and subject to Subsections (3) and (4), all disbursements by the Society shall be made by cheque drawn on the Society\hich\f40 \rquote \loch\f40 s accounts.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Cheques may be drawn for such amounts as are determined by the Board and cashed to form a Petty Ca\hich\af40\dbch\af31505\loch\f40 sh Fund from which small disbursements may be made for operating costs.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Loans shall not be made from petty cash, which shall be held by the Treasurer.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
A cheque or other instrument drawn on the bank accounts of the Society shall be signed by the Tre\hich\af40\dbch\af31505\loch\f40 asurer and counter-signed by the President or Vice-president or another Director authorized by the Board to do so.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 29.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Financial year.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The financial year of the Society ends on the last day of . . . .
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 30.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 General Reserve Fund.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society shall maintai\hich\af40\dbch\af31505\loch\f40 
n a General Reserve Fund into which shall be paid all entrance fees and fines paid to the Society.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Society shall at the end of each financial year and before declaring a dividend on shares or interest on deposits set aside for payments into the Gen\hich\af40\dbch\af31505\loch\f40 
eral Reserve Fund at least 20% of the net earnings of the Society for that year, provided that the Society shall not be required to set aside or pay into the General Reserve Fund a sum greater than the sum which when aggregated with the amount standing to
\hich\af40\dbch\af31505\loch\f40  \hich\af40\dbch\af31505\loch\f40 the credit of the Fund would equal 10% of the total liabilities (actual and contingent) of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Money standing to the credit of the General Reserve Fund of the Society may be invested in the same manner as other money of the Society under these\hich\af40\dbch\af31505\loch\f40  Rules.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
Any income earned from investment of money in the General Reserve Fund may be paid into the general revenue of the Society.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (5) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The General Reserve Fund\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 shall be held as a reserve against bad loans or losses other than operating deficits; \hich\af40\dbch\af31505\loch\f40 and

\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 shall not be used for any other purposes except on the winding-up of the Society.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 31.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Special reserve funds.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
In addition to the General Reserve Fund, special reserve funds may be established at the direction of the Board.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Special reserve fu\hich\af40\dbch\af31505\loch\f40 
nds shall be used for such purposes as the Board determines.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 32.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Dividends.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Society may, by a majority vote of the members at an Annual Meeting and on the recommendation of the Board, declare a dividend on issued shares subject to the following provisi\hich\af40\dbch\af31505\loch\f40 ons:\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
the Annual Meeting may reduce the dividend rate proposed by the Directors but may not authorize a higher rate of dividend than that recommended by the Board; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
dividends shall be paid only on a members fully-paid shares, and shall be calculated on the minimum number of fully-paid shares held by a member during each month of the financial year; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
the sum to be distributed by way of dividend shall not exceed the net earnings of the Society after provision has been made for the General Reserve Fund and such other special reserve funds as are maintained, and for remuneration for the Secretary, Treasu
\hich\af40\dbch\af31505\loch\f40 r\hich\af40\dbch\af31505\loch\f40 er or Secretary/Treasurer and other operating costs; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a dividend in excess of 7% per annum shall not be paid without the approval of the Registrar.

\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 33.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Borrowings by the Society.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society may, if authorized by a majority of members at a gener
\hich\af40\dbch\af31505\loch\f40 
al meeting and with the approval of the Registrar, raise money by way of mortgage of its assets or otherwise up to an amount that, together with the amount outstanding on previous borrowings, does not exceed 25% of the aggregate at the time of the borrowi
\hich\af40\dbch\af31505\loch\f40 n\hich\af40\dbch\af31505\loch\f40 g of\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 money deposited with it; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the paid-up value of its issued shares.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 With the approval of\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a Special Meeting called for the purpose at which not less than 75% of its members are present; and
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the Registrar,
\par }\pard\plain \ltrpar\s79\qj \li0\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40\afs24 
\ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 the Society may raise mo\hich\af40\dbch\af31505\loch\f40 
ney, by way of mortgage of its assets or otherwise, up to an amount that, together with the amount outstanding on previous borrowings, does not exceed 50% of the aggregate at the time of the borrowing of money deposited with it and the paid-up value of it
\hich\af40\dbch\af31505\loch\f40 s\hich\af40\dbch\af31505\loch\f40  issued shares.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The form of security, when required, to be given by the Society to secure any borrowings shall be as approved by the Registrar.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (4) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Society shall maintain a Register of Loans raised and Securities given by it.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 34.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Books of account.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society shall keep such books and account in such form as is prescribed in the regulation or as the Registrar directs.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 35.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Annual statements and audit.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society shall, not later than two months after the end of its financial year, send to the Regist\hich\af40\dbch\af31505\loch\f40 
rar its statement of the receipts and expenditure, assets and liabilities, together with the report on the annual audit and such other information as is required by the Registrar from time to time.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 36.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Winding-up.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Two-thirds or more of the members may \hich\af40\dbch\af31505\loch\f40 
petition the Registrar for the winding-up of the Society.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
In the event that the membership of the Society falls below 20, the Board shall immediately notify the Registrar, who shall decide whether the Society should be wound up.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 On receipt by it of\hich\af40\dbch\af31505\loch\f40 
 a notice from the Registrar of his intention to order the winding-up of the Society, the Society shall immediately cease the transaction of any business, pending the appointment of a liquidator.
\par }\pard\plain \ltrpar\s86\qc \li0\ri0\sb120\keepn\pagebb\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\caps\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs85\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 PART IX. \hich\f40 \endash \loch\f40  }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 MISCELLANEOUS.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 37.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Advisers.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 An\hich\af40\dbch\af31505\loch\f40 
y person appointed by the Registrar to act as an adviser to the Society may take part in any meetings of the Society, the Board, the Loans Committee or the Supervisory Committee, but is not entitled to vote.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 38.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Disputes.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Where a dispute concerning the bus\hich\af40\dbch\af31505\loch\f40 iness of the Society arises\hich\f40 \endash 
\par }\pard\plain \ltrpar\s82\qj \fi-720\li1440\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin1440\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 a}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 
\hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 among members, past members or persons claiming through members, past members or deceased members; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 b}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
between a member, a past member or a person claiming through a member, past member or deceased member and the Society\hich\af40\dbch\af31505\loch\f40 , the Board or an officer of the Society; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 c}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 between the Society or the Board and an officer of the Society; or
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (}{\rtlch\fcs1 \ai\af40\afs24 \ltrch\fcs0 \cs83\i\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 d}{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\cs83\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 )\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 between the Society and any other Society,
\par }\pard\plain \ltrpar\s77\qj \li0\ri0\sa120\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40\afs24 
\ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 it shall be referred to the Registrar for decision.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 39.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Associations of Societies.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Societ\hich\af40\dbch\af31505\loch\f40 
y may, by resolution of a general meeting on the recommendation of the Board, join an Association of Savings and Loan Societies that has been registered under the Act.
\par }\pard\plain \ltrpar\s59\qj \fi-720\li720\ri0\sb240\sa120\keepn\widctlpar\wrapdefault\faauto\rin0\lin720\itap0 \rtlch\fcs1 \ab\af40\afs26\alang1025 \ltrch\fcs0 \b\fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs103\caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 40.\tab }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \caps\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Supplementary Rules.
\par }\pard\plain \ltrpar\s92\qj \fi720\li0\ri0\sa120\widctlpar\tx720\tx1166\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (1) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 The Society may, by resolution passed by at least two-third
\hich\af40\dbch\af31505\loch\f40 
s of the members entitled to vote present at an Annual Meeting or at a Special Meeting called for the purpose, make rules, not inconsistent with the Act, or any regulations made under the Act, in addition to or amending these Rules.
\par }\pard\plain \ltrpar\s113\qj \fi720\li0\ri0\sa120\widctlpar\tx1170\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 
\af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (2) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 Rules, additions or\hich\af40\dbch\af31505\loch\f40 
 amendments made in accordance with Subsection (1) have no force or effect until they have been approved and registered by the Registrar.
\par }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \cs114\fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 (3) }{\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 \fs24\insrsid9265090 \hich\af40\dbch\af31505\loch\f40 
The Society shall include in its rules any additional rules directed by the Registrar.
\par }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {\rtlch\fcs1 \af40\afs24 \ltrch\fcs0 
\fs24\insrsid9265090 \sect }\sectd \ltrsect\binfsxn2\binsxn2\linex0\headery1000\footery1000\endnhere\sectdefaultcl\sftnbj {\headerl \ltrpar \ltrrow\trowd \lastrow \ltrrow\ts11\trleft-720\trkeep\trftsWidth1\tblind-720\tblindtype3 \clvertalt\clbrdrt
\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrnone \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx720\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrnone \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth7920\clshdrawnil 
\cellx8640\pard\plain \ltrpar\s60\qj \li0\ri0\widctlpar\intbl\tqc\tx4153\tqr\tx8306\wrapdefault\faauto\rin0\lin0 \rtlch\fcs1 \af40\afs26\alang1025 \ltrch\fcs0 \fs26\lang3081\langfe1033\loch\af40\hich\af40\dbch\af31505\cgrid\langnp3081\langfenp1033 {
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